An employee can typically be reimbursed for eligible medical expenses under a Health Care Flexible Spending Account (FSA). Eligible expenses generally include:
- Medical Services: Copays, deductibles, and expenses not covered by insurance, like dental treatments, vision care (eyeglasses, contact lenses), chiropractic care, acupuncture, and therapy sessions.
- Prescriptions: Medications prescribed by a doctor, including insulin and over-the-counter medicines if prescribed by a physician.
- Medical Supplies: Bandages, crutches, diagnostic devices, and supplies such as blood sugar test kits, blood pressure monitors, and hearing aid batteries.
- Medical Equipment: Equipment like wheelchairs, walkers, and other durable medical equipment prescribed by a physician.
- Certain Preventive Care: Some vaccines, certain screenings, and preventive care services that aren’t covered by insurance.
However, specific eligible expenses can vary based on the plan and might have limitations or exclusions, so it’s essential for employees to refer to their plan documents or speak with their benefits administrator for precise details on what expenses are covered under their Health Care FSA.